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At heart, we’re more product experts than finance people. We offer digital products that let financial service companies amaze their customers.
Funded by the people behind

Our products

Embedded Banking

Cards, payments, you name it

Add banking features such as payment and savings accounts or cards through our banking product layer.

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Open banking

Connect any bank via PSD2

Let your customers connect any bank account and receive transactions through our banking product layer.

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Money automation

Effortless money management

Automatically move money across accounts and investments, based on smart triggers.

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Our secret sauce: the software layer that enables our white label financial products to work seamlessly with your software.

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Your software platform

Without Flow

  • Complex, cumbersome development process.
  • Limited integration in your software leads to a hampered user experience.
  • Additional financial products are complex to integrate and execute.
  • Figure out your product strategy, pricing, and market entry yourself.

With Flow

  • Fast implementation of payment and money automation services.
  • Full integration in your software leads to a seamless user experience.
  • FlowOS enables you to pick ’ and choose additional financial products you want to offer.
  • With our expertise, we help you develop a convincing go-to-market strategy.

Flow for accounting software

Integrate our money management products into your accounting software and wow your customers.
See our product

Flow for accounting software

“Flow brings customer wishes directly to life with innovative financial products.”
Thom Ruiter
VP Product of Adyen
“We help you to wow your customers, to win them over. With Flow, we wow to win.”
Daan van Klinken
CEO Flow
Our partners
Compliance & security

Flow ticks all compliance and security boxes

Years of experience as a regulated payment institution make sure our
products are 100% secure and compliant.

PSD2

AIS
PSD2

PIS
GDPR

compliant
Implementation services

We don’t stop at product implementation

To create a truly successful commercial future, we help with your go-to-market strategy, sales, and marketing.

Wow your customers to win them over

Whatever we build in the finance space, we’ll always aim to offer delightful products that enable financial services companies to amaze their customers.

Delightful money management products

At heart we’re more product experts than finance people. We offer digital products that let financial service companies amaze their customers.